
Download the U.S. HR & Payroll Snapshot
This One-Pager is a board-ready argument kit
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Hard data on margin leakage, churn, and TCO (PwC, Forrester, Gartner).
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Direct P&L impact: lost ARPU, shrinking admin margins, rising ticket costs.
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Proven upside: how a Unified Employee Portal lifts NRR, raises ARPU, and cuts IT costs 30–45%.


The evidence
Every retained rollover lifts contribution margin
Churn is silent
Accounts walk away without warning—fragmented journeys are the trigger
Upsell flows are blocked
Separate portals mean missed moments for EWA, cards, ESA, and 401(k)/HSA expansion
Every retained account equals millions
Even modest improvements in attach rate lift contribution margin significantly


Retention & Margin Growth With a Unified Employee Portal

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25
years
projects
100+
5M+
users
Trusted by startups and global enterprises for over 25 years. 100+ high-stakes projects. 5M+ delighted users. Zero nonsense.

Why invest now?
Margin pressure is relentless, and while expansion fuels growth, only retention drives valuation — because fragmentation keeps leaking margin
01
Support costs and vendor contracts eat into already thin admin margins
03
Employers stay when employees love the UX—not when admin fees are lower
02
ARPU rises when employees access pay, savings, and benefits in one seamless portal
04
Multiple logins and portals increase churn, lower attach rate, and inflate cost-to-serve
FAQ
Because margin growth now depends on NRR and cross-sell. Lost accounts mean lost ARPU, even when customers don’t complain
No. It’s an end-to-end employee journey—payroll, benefits, savings, retirement—in one seamless experience.
Within months: higher attach rate, improved ARPU, lower ticket costs. The Readiness Sprint makes leaks visible fast.

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